Collecting retirement benefits based on younger, divorced spouse

Collecting retirement benefits based on younger, divorced spouse

January 24, 2010 by admin

It looks like this is not possible until your former spouse is eligible for retirement benefits (age 62).

If you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse's record (even if he or she has remarried) if:

  • You are unmarried;
  • You are age 62 or older;
  • The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse's work; and
  • Your ex-spouse is entitled to Social Security retirement or disability benefits.

Please confirm with the SSA if this is important to you.

http://www.ssa.gov/retire2/divspouse.htm