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Spousal benefits used to delay benefits on own record

Spousal benefits used to delay benefits on own record

March 10, 2011 by admin

If you have reached your full retirement age, and are eligible for a spouse's or ex-spouse's benefit and your own retirement benefit, you may choose to receive only spouse's benefits and continue accruing delayed retirement credits on your own Social Security record. You may then file for benefits at a later date and receive a higher monthly benefit based on the effect of delayed retirement credits.

http://www.ssa.gov/pubs/10035.html#family


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