Not affiliated with the government
Yes, you can begin receiving reduced Social Security retirement benefits at age 62.
However, if you retire before your "full retirement age" then you may face a penalty on earnings above the $14,160 annual exempt amount for 2011. If you are younger than full retirement age during all of 2011, the SSA will deduct $1 from your benefits for each $2 you earned above $14,160.
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