Lower wages salary may reduce your benefit
3. Cash Retirement and Auxiliary Benefits; Special Age 72 Payments (9 replies)
- Survivor Benefits when my spouse dies
- How are benefits figured?
- Lower wages salary may reduce your benefit
- retire before age 60
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- Working during retirement
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Yes, a lower salary may reduce your retirement benefit a bit (or more if you only have a few years of work).
Retirement benefits are calculated, in part, by looking at your 35 highest years of salary (indexed for inflation).
See here for details : http://www.ssa.gov/pubs/10070.html :