Not affiliated with the US Social Security Administration
Entitlement to Retirement or Disability Insurance Benefits and Another Benefit
734.1 Can you be entitled to retirement or disability insurance benefits and another higher benefit?
Yes. It is possible to be entitled to retirement or disability benefits as well as another higher benefit. In this case, you will receive the retirement or disability insurance benefit plus the difference between this benefit and the higher one. If the higher benefit is not payable, either in whole or in part for one or more months, the retirement or disability insurance benefit may be payable.
Example: Mrs. Martel is entitled to retirement insurance benefits of $128.10 and to spouse's insurance benefits of $159.10. The total benefit payable to her is $159.10, made up of a retirement insurance benefit of $128.10 and a spouse's insurance benefit of $31.00. If the spouse's insurance benefit is not payable for some months because of her husband's earnings, she will receive her own retirement insurance benefit of $128.10.
734.2 Could a larger benefit result if the smaller of the primary benefits were chosen?
Yes. In certain situations, e.g., the disability family maximum or the workers' compensation offset, a larger total family benefit would result if you chose the smaller of the two primary benefits.
Last Revised: Sep. 22, 2003
- Disability Insurance Benefit Reduced for Age
- Entitlement to More Than One Social Security Benefit at the Same Time
- Amount of Widow(er)'s Insurance Benefit
- Spouse's Insurance Benefit
- Amount of Parent's Insurance Benefit
- Basic Reduction Formulas
- Amount of Child's Insurance Benefit
- Retirement Insurance Benefits
- Entitlement to Retirement Insurance Benefit
- Amount of Father's or Mother's Insurance Benefit
- How Excess Earnings are Charged Against Benefits
- Amount of Retirement Insurance Benefit
Ads - Also Recommended